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However, in the context of personal loans, a long term loan is one which exceeds 3 years. Typically, these loans are associated with high-value expenditures. Most loan terms range anywhere from six months to seven years. The longer the term, the lower your monthly payments will be, but they usually also have higher. Long term personal loans could be of two types, secured loans, and unsecured loans. The interest rates are lower for secured loans because you have to provide a.

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Repayment terms range from 36 - 60 months. APRs range from % to %. The most credit worthy applicants may qualify for a lower rate while longer-term. Repay a personal loan in terms of months. Rates range from % to % Annual Percentage Rate (APR)Footnote 5 5, which includes a relationship. A long term personal loan allows the borrower to opt for longer loan tenure such as 3 to 7 years. Know the features and benefits of long term loan by.

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A long term personal loan allows the borrower to opt for longer loan tenure such as 3 to 7 years. Know the features and benefits of long term loan by. If you need a term longer than 12 years or are struggling to qualify for a long term personal loan, you may need to consider a secured loan. Secured loans, such. You can avail a term loan to meet both personal and professional funding needs. If you need finance for a new enterprise, you can use it as a start up loan.